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<font size="2" face="Arial"><b>Welcome to VIRTUALCOL VIRTUAL STORE.</b><br>
                VIRTUALCOL VIRTUAL STORE is a division of Virtualcol® FS Software.<br>
                <br>
                <br>
                <b>LICENSE AND SITE ACCESS</b><br>
                VIRTUALCOL FS SOFTWARE grants you a limited license to access and 
                make personal use of this site and not to download (other than 
                page caching) or modify it, or any portion of it, except with 
                express written consent of VIRTUALCOL FS SOFTWARE. This license 
                does not include any resale or commercial use of this site or 
                its contents; any collection and use of any product listings, 
                descriptions, or prices; any derivative use of this site or its 
                contents; any downloading or copying of account information for 
                the benefit of another merchant; or any use of data mining, 
                robots, or similar data gathering and extraction tools. This 
                site or any portion of this site may not be reproduced, 
                duplicated, copied, sold, resold, visited, or otherwise 
                exploited for any commercial purpose without express written 
                consent of VIRTUALCOL FS SOFTWARE. You may not frame or utilize 
                framing techniques to enclose any trademark, logo, or other 
                proprietary information (including images, text, page layout, or 
                form) of VIRTUALCOL FS SOFTWARE and our affiliates without express 
                written consent. You may not use any meta tags or any other "hidden 
                text" utilizing VIRTUALCOL FS SOFTWARE´s name or trademarks 
                without the express written consent of VIRTUALCOL FS SOFTWARE. Any 
                unauthorized use terminates the permission or license granted by 
                VIRTUALCOL FS SOFTWARE. You are granted a limited, revocable, and 
                nonexclusive right to create a hyperlink to the home page of 
VIRTUALCOL FS SOFTWARE so long as the link does not portray VIRTUALCOL FS 
SOFTWARE, its affiliates, or their products or 
                services in a false, misleading, derogatory, or otherwise 
                offensive matter. You may not use any VIRTUALCOL FS SOFTWARE logo 
                or other proprietary graphic or trademark as part of the link 
                without express written permission.<br>
                <br>
                <b>YOUR ACCOUNT</b><br>
                If you use this site, you are responsible for maintaining the 
                confidentiality of your account and password and for restricting 
                access to your computer, and you agree to accept responsibility 
                for all activities that occur under your account or password. 
                VIRTUALCOL FS SOFTWARE does sell products for children, but it 
                sells them to adults, who can purchase with a credit card. If 
                you are under 18, you may use VIRTUALCOL FS SOFTWARE only with 
                involvement of a parent or guardian. VIRTUALCOL FS SOFTWARE and 
                its affiliates reserve the right to refuse service, terminate 
                accounts, remove or edit content, or cancel orders in their sole 
                discretion. Please read our
</font><a href="https://www.virtualcol.com/store/index.php?route=information/information&amp;information_id=10" target="_blank">PRIVACY POLICY </a><font size="2" face="Arial">about your information data.<br>
                <br>
                <b>COPYRIGHT COMPLAINTS</b><br>
                VIRTUALCOL FS SOFTWARE and its affiliates respect the intellectual 
                property of others. If you believe that your work has been 
                copied in a way that constitutes copyright infringement, email 
                us with your complaint.<br>
                <br>
                <b>RISK OF LOSS</b><br>
                All items purchased from VIRTUALCOL FS SOFTWARE are made pursuant 
                to a shipment contract. This means that the risk of loss and 
                title for such items pass to you upon our delivery to the 
                carrier.<br>
                <br>
                <b>PRODUCT DESCRIPTIONS</b><br>
                VIRTUALCOL FS SOFTWARE and its affiliates attempt to be as 
                accurate as possible. However, VIRTUALCOL FS SOFTWARE does not 
                warrant that product descriptions or other content of this site 
                is accurate, complete, reliable, current, or error-free. If a 
                product offered by VIRTUALCOL FS SOFTWARE itself is not as 
                described, your sole remedy is to return it in unused condition.<br>
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<p><font size="2" face="Arial"><b>DISCLAIMER OF WARRANTIES AND 
                LIMITATION OF LIABILITY</b><br>
                THIS SITE IS PROVIDED BY VIRTUALCOL FS SOFTWARE ON AN "AS IS" 
                AND "AS AVAILABLE" BASIS. VIRTUALCOL FS SOFTWARE MAKES NO 
                REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, 
                AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, 
                MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY 
                AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.<br>
                TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, 
                VIRTUALCOL FS SOFTWARE DISCLAIMS ALL WARRANTIES, EXPRESS OR 
                IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF 
                MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. 
                VIRTUALCOL FS SOFTWARE DOES NOT WARRANT THAT THIS SITE, ITS 
                SERVERS, OR E-MAIL SENT FROM VIRTUALCOL FS SOFTWARE ARE FREE OF 
                VIRUSES OR OTHER HARMFUL COMPONENTS. VIRTUALCOL FS SOFTWARE WILL 
                NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE 
                OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, 
                INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.<br>
                CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED 
                WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF 
                THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, 
                EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT 
                HAVE ADDITIONAL RIGHTS.<br>
                <br>
                <br>
                <b>SITE POLICIES, MODIFICATION, AND SEVERABILITY</b><br>
                Please review our other policies, posted on this site. These 
                policies also govern your visit to VIRTUALCOL FS SOFTWARE. We 
                reserve the right to make changes to our site, policies, and 
                these Conditions of Use at any time. If any of these conditions 
                shall be deemed invalid, void, or for any reason unenforceable, 
                that condition shall be deemed severable and shall not affect 
                the validity and enforceability of any remaining condition.<br>
                <br>
                <b>MONEY CURRENCY AND PAYMENTS</b><br>
                Base and binding currency is the AMERICAN DOLLAR (USD). All 
                charges and payments will be made in US DOLLARS.<br>
                For the convenience of our customers we may show prices in other 
                currencies as well. This are approximate amounts only and are 
                shown for reference only.</font></p>
                <p align="justify"><font size="2" face="Arial"><b>
                <span class="subhead">Non-returnable and non-refundable items:</span></b><br>
                <br>
                <font color="red"><b>All sales are final - No Refunds will be 
                given</b></font></font></p>
                <p align="justify"><font size="2" face="Arial">Shareware and 
                Download products are not returnable and non-refundable unless 
                otherwise indicated . Any labor, installation services and 
                shipping charges are non-refundable. However, exist cases when 
				it is possible request refund. Please read
				</font><a href="https://www.virtualcol.com/store/index.php?route=information/information&amp;information_id=7" target="_blank">				REFUND POLICY</a><font size="2" face="Arial"> in the menu INFORMATION.</font></p>
                <p align="justify"><font size="2" face="Arial"><b>SPECIAL POLICY 
                FOR DOWNLOADABLE PRODUCTS<br>
                We, VIRTUALCOL FS SOFTWARE will provide customers the software 
                products purchased for download. We guarantee the download 
                availability of a product for 15 days from the day of purchase, 
                after which we may or may not keep the file download and it´s 
                access available at our convinience. Customers shall be 
                responsible for saving and keeping download products after that 
                period of time and VIRTUALCOL FS SOFTWARE will not be made liable 
                or held responsible for loss of the product on customers side.</b></font></p>
                <p align="justify"><font size="2" face="Arial"><b>ELECTRONIC 
                COMMUNICATIONS</b><br>
                When you visit VIRTUALCOL FS SOFTWARE or send e-mails to us, you 
                are communicating with us electronically. You consent to receive 
                communications from us electronically. We will communicate with 
                you by e-mail or by posting notices on this site. You agree that 
                all agreements, notices, disclosures and other communications 
                that we provide to you electronically satisfy any legal 
                requirement that such communications be in writing.<br>
                <br>
                <b>COPYRIGHT</b><br>
                All content included on this site, such as text, graphics, logos, 
                button icons, images, audio clips, digital downloads, data 
                compilations, and software, is the property of VIRTUALCOL FS 
				SOFTWARE or its content suppliers and protected by 
                United States and international copyright laws. The compilation 
                of all content on this site is the exclusive property of 
				VIRTUALCOL FS SOFTWARE and protected by U.S. and international 
                copyright laws. All software used on this site is the property 
                of VIRTUALCOL FS SOFTWARE or its software suppliers and protected 
                by United States and international copyright laws.<br>
                &nbsp;VIRTUALCOL FS SOFTWARE reserves the right to: <br>
                - Adjust any points balance resulting from malfunction, 
                operational errors or fraud. <br>
                - Alter or cancel this program at any time without notice. <br>
                - Vary the conditions of the program with specific promotions.
                <br>
                - All decisions made by VIRTUALCOL FS SOFTWARE are final and 
                binding. </font></p>
                <p align="justify"><font size="2" face="Arial"><b>FRAUD</b><br>
                In the event VIRTUALCOL FS SOFTWARE determines, in their sole 
                discretion, that an order may be fraudulent, we reserve the 
                right to refuse or cancel any such order, for any reason, at any 
                time, and whether or not the order has been confirmed.</font></p><font size="2" face="Arial">
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